We are focused on helping you understand and plan for your financial needs today and in the future.

Clients rely on our advice and guidance and we believe that the best outcome is achieved by taking a collaborative approach with your involvement in the process. By working with you we aim to have a complete understanding of your financial position, your objectives and needs. This enables us to provide suitable solutions and provide you with clear financial direction aimed at maximising the opportunities for achieving your objectives.

The Process



We need to understand your circumstances, both financial and personal

Everything in life involves some degree of risk, including your financial affairs

We use our independent research capabilities to analyse the options available and prepare our recommendations

We will set out our recommendations in a financial planning report which we will then discuss with you

If you are happy to proceed with our recommendations we will then handle all of the necessary transactions involved to implement your financial plan

It will be agreed at this stage what ongoing service you require and what this will include

Fact Finding

We need to understand your circumstances, both financial and personal, as well as what you want to achieve. Fact finding can take many forms, however the more information we have about you, the better.

Risk Profiling

Everything in life involves some degree of risk, including your financial affairs. Your understanding of risk, and what this means to you, is one of the most important aspects of any financial planning strategy.

Analysis

We use our independent research capabilities to analyse the options available and prepare our recommendations.*

Present

We will set out our recommendations in a financial planning report which we will then discuss with you. This allows you to ensure that we have fully understood your objectives and explains the suitability of our recommendations.

Implementation

If you are happy to proceed with our recommendations we will then handle all of the necessary transactions involved to implement your financial plan.

Review

Your circumstances and objectives are likely to change through time and therefore we encourage a regular review of your financial plan to ensure this remains appropriate and up to date. It is also important to review any changes to legislation and the competitiveness of any investments.

*We will endeavour, wherever possible, to consider tax efficient opportunities and in this respect we will often wish to liaise with your tax advisers. Please note that the Financial Conduct Authority does not regulate tax advice.